A Practical Guide to Easements and Using Insurance to Plug the Gaps

Megan Eustace and Wesley Timothy from the underwriting team at DUAL Asset discuss the practical approach to assessing easements, including rights of access, on an existing use and on a development/change of use basis.

The team begin very briefly exploring the technical law in creating and abandoning easements; then explain the practical considerations needed when approaching such rights.

This session explains our methodology when receiving enquiries where easements or the absence of easements are the concern. We will explore our thought process, with reference to claims we have received on our policy coverage.

This video is supported by additional resources, be sure to take a look at these during or after the discussion.

Our aim is to assist you to develop a high-level viewpoint when these issues arise, giving time to the complexity, but also the more obvious points that we sometimes overlook.

By the end of the video you will better understand how to view easement law on a practical level.

Learning objectives:

• How to balance the legal and the practical when approaching easements.
• The considerations an underwriter applies when reviewing such an enquiry.
• What happens when a claim is received on a legal indemnity policy.
• Practical tips when you are analysing such matters.