This course provides an overview of the current legal framework governing claims involving uninsured drivers, with particular focus on the role of the Motor Insurers’ Bureau (MIB) and the operation of the relevant Agreement. The New MIB Uninsured Drivers’ Agreement came into force on 1 August 2015 and applies to accidents occurring on or after that date.
Overview of the MIB Uninsured Drivers’ Agreement
Exclusions under the MIB Uninsured Drivers’ Agreement
Lack of Insurance
Key Case Law: Colley v Motor Insurers’ Bureau [2022] EWCA Civ 360
Legislative Developments
Practical Guidance and Conclusion
This webinar is a must-watch for anyone working within Personal Injury.
All Levels – this can be picked up throughout anyones professional career regardless of experience
1. The MIB is not a substitute for an insurer — eligibility and exclusions matter
The MIB Uninsured Drivers’ Agreement provides an important route to compensation where a negligent driver is uninsured, but recovery is subject to the Agreement’s specific scope, exclusions and eligibility requirements. Practitioners should identify at an early stage who is entitled to claim, what losses are recoverable, and whether any exclusion—particularly in relation to property damage or the claimant’s relationship with the uninsured vehicle/driver—applies.
2. Proving “lack of insurance” is only part of the battle — the claimant’s knowledge can be decisive
A successful MIB claim requires careful consideration of the circumstances surrounding the absence of insurance and, importantly, the claimant’s knowledge or awareness. The evidential burden can be significant, so practitioners should investigate insurance status, the claimant’s relationship with the vehicle and driver, and the contemporaneous evidence at the outset. The developing case law demonstrates why seemingly straightforward uninsured-driver claims can turn on precise facts and evidence.
3. Recent case law and legislation have changed the landscape — practitioners need to stay current
Cases including Colley v MIB [2022] EWCA Civ 360, Ali v HSF Logistics Polska sp zoo [2024] EWCA Civ 1479, Berresford v Shah [2024] EWHC 3500 (KB), O’Brien v Ringway Hounslow Highways (2024) and Dormer v Wilson [2025] 3 WLUK 102 demonstrate the continuing evolution of the law surrounding compulsory insurance and MIB claims. The Motor Vehicles (Compulsory Insurance) Act 2022 must also be considered alongside the case law. For practitioners, the key message is to check the applicable MIB Agreement, identify the relevant statutory framework, and test the facts against the latest authorities before advising on prospects of recovery.
This live webinar contains a 45-minute presentation from Nicky Carter, a 15-minute Q&A session where you can ask any questions you'd like directly to Nicky. You can download your own copy of the presentation and resources to refer to during and after the live webinar.
You will be able to actively listen to the course and ask questions to the speaker.
The live webinar begins at 13:00
The £69 +VAT price includes:
Of course. To book multiple delegates, increase the amount of tickets you wish to buy and add them to your basket. Once your payment has been processed, you will then be asked to assign the tickets to the delegates attending. Each delegate will then receive an email with instructions on how to finalise their booking
For group booking discounts please get in touch with us on team@formediagroup.co.uk.
You can now pay by invoice directly through our website.
This live webinar provides you with 1 hour of learning.
Attendees will receive a CPD certificate upon completion of this course.
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