This course provides an overview of the current legal framework governing claims involving uninsured drivers, with particular focus on the role of the Motor Insurers’ Bureau (MIB) and the operation of the relevant Agreement. The New MIB Uninsured Drivers’ Agreement came into force on 1 August 2015 and applies to accidents occurring on or after that date.

Overview of the MIB Uninsured Drivers’ Agreement

  • Purpose and scope of the Agreement
  • Key changes under the new Uninsured Drivers’ Agreement
  • Practical implications for claimants and practitioners

Exclusions under the MIB Uninsured Drivers’ Agreement

  • What the Agreement excludes in principle
  • Who is excluded from bringing a claim
  • What is excluded, including categories of loss and circumstances
  • Treatment of property damage claims involving uninsured drivers

Lack of Insurance

  • Establishing lack of insurance
  • The knowledge test: claimant awareness and its impact on recovery
  • Application of the test in practice and evidential considerations

Key Case Law: Colley v Motor Insurers’ Bureau [2022] EWCA Civ 360

  • Background and facts of the case
  • Issues considered by the Court of Appeal
  • The decision and its significance for MIB claims
  • Impact on the interpretation of compulsory insurance obligations

Legislative Developments

  • Overview of the Motor Vehicles (Compulsory Insurance) Act 2022
  • How the Act responds to recent case law
  • Implications for future uninsured driver claims

Practical Guidance and Conclusion

  • Key lessons for practitioners
  • Common pitfalls and compliance tips
  • Summary of best practice when dealing with MIB uninsured claims

This webinar is a must-watch for anyone working within Personal Injury.

All Levels – this can be picked up throughout anyones professional career regardless of experience

  • Understand the purpose, scope and key provisions of the MIB Uninsured Drivers’ Agreement.
  • Identify the principal exclusions and eligibility requirements affecting MIB claims.
  • Assess how lack of insurance and the claimant’s knowledge may affect recovery.
  • Apply recent case law, including Colley v MIB, to practical uninsured driver claims.
  • Recognise the impact of the Motor Vehicles (Compulsory Insurance) Act 2022 and subsequent developments.
  • Apply practical best practice when investigating, advising on and pursuing MIB uninsured driver claims.

1. The MIB is not a substitute for an insurer — eligibility and exclusions matter

The MIB Uninsured Drivers’ Agreement provides an important route to compensation where a negligent driver is uninsured, but recovery is subject to the Agreement’s specific scope, exclusions and eligibility requirements. Practitioners should identify at an early stage who is entitled to claim, what losses are recoverable, and whether any exclusion—particularly in relation to property damage or the claimant’s relationship with the uninsured vehicle/driver—applies.

2. Proving “lack of insurance” is only part of the battle — the claimant’s knowledge can be decisive

A successful MIB claim requires careful consideration of the circumstances surrounding the absence of insurance and, importantly, the claimant’s knowledge or awareness. The evidential burden can be significant, so practitioners should investigate insurance status, the claimant’s relationship with the vehicle and driver, and the contemporaneous evidence at the outset. The developing case law demonstrates why seemingly straightforward uninsured-driver claims can turn on precise facts and evidence.

3. Recent case law and legislation have changed the landscape — practitioners need to stay current

Cases including Colley v MIB [2022] EWCA Civ 360, Ali v HSF Logistics Polska sp zoo [2024] EWCA Civ 1479, Berresford v Shah [2024] EWHC 3500 (KB), O’Brien v Ringway Hounslow Highways (2024) and Dormer v Wilson [2025] 3 WLUK 102 demonstrate the continuing evolution of the law surrounding compulsory insurance and MIB claims. The Motor Vehicles (Compulsory Insurance) Act 2022 must also be considered alongside the case law. For practitioners, the key message is to check the applicable MIB Agreement, identify the relevant statutory framework, and test the facts against the latest authorities before advising on prospects of recovery.

This live webinar contains a 45-minute presentation from Nicky Carter, a 15-minute Q&A session where you can ask any questions you'd like directly to Nicky. You can download your own copy of the presentation and resources to refer to during and after the live webinar.

You will be able to actively listen to the course and ask questions to the speaker.

The live webinar begins at 13:00

The £69 +VAT price includes:

  • 45-minutes of topical content
  • 15-minute interactive Q&A
  • Comprehensive lecture notes
  • Digital CPD certificate

Of course. To book multiple delegates, increase the amount of tickets you wish to buy and add them to your basket. Once your payment has been processed, you will then be asked to assign the tickets to the delegates attending. Each delegate will then receive an email with instructions on how to finalise their booking

For group booking discounts please get in touch with us on team@formediagroup.co.uk.

You can now pay by invoice directly through our website.

  1. Add your event tickets to your basket.
  2. Click “Checkout.”
  3. Select Pay by Invoice.
  4. Enter your details and receive your invoice instantly by email (you can also view it on screen).

This live webinar provides you with 1 hour of learning.

Attendees will receive a CPD certificate upon completion of this course.

Agenda

13:00-13:45
Webinar Begins
13:45-14:00
Live Q&A

Event Information

£69 + VAT

Date
Address
Online
Get directions

Join us for a 60-minute LIVE webinar with Nicky Carter. The ticket price includes:

  • 45-minutes of topical content
  • 15-minute interactive Q&A
  • Comprehensive lecture notes
  • Digital CPD certificate
There are only 499 tickets remaining, please reduce your required quantity below this number.
  • Nicky Carter

    About the speaker

    Nicky Carter

    Nicky has more than 20 years experience for some of the country's leading PI Firms, working as a lecturer, Legal Consult and writer. Nicky presents both in-house and public CPD courses in all Personal Injury areas

    View Full Profile

Sign up - get notified first of new content releases

Social Channels

© 2026 All rights reserved For Media Group Registered in England No. 13063455 VAT Registration Number GB367031995